Should I Take Charge of My Life Or Should I Let God Take Charge of It?

Recently I had a participant of mine say that he felt that my teachings contradicted his religious beliefs.

He said that his religion advocated that he should let God choose his destiny and lead his life. Whereas in my seminars, I teach people to take charge of their own lives and their own destinies. I teach people not to leave their life to chance but to have a plan for their future. I teach people to make full use of their potential and live life to the fullest. I always say that if you don’t have a plan for your life, then someone else (like your boss or friends) will have a plan for you. And you will probably fall into somebody else’s plan. (And I don’t think other people have anything good planned for you).

Because of his strong belief and faith in God, he says that he does not feel the need to set goals or to take charge of his life. God will give him the answers ‘one day’. And all the bad stuff that is happening to him is God’s will and beyond his control, so there is nothing he can do about it.

First of all, let me first say that I myself am a very firm believer of God and believe alot in the power of faith. In fact, I have found that the more successful and wealth I have become, the more spiritual I have become as well. When I was young, I never believed that God existed. I thought that since it was not something scientifically proven nor something I could see, it was probably all made up in people’ minds. However, through the years, I have become a VERY firm believer in God for a few reasons. First, as I started to think about the complexity of the universe, nature and the human body, it dawned on me that there was NO WAY that everything could have happened by chance (e.g. the fact that every single cell/organ/tissue in the human body performs a specific function working together in a symbiotic relationship). Everything that we take for granted, from the intricate veins of a leaf to the ventricles in the human heart had to be designed by a creator.

The second reason is that when I look back at my life and reflect on all the events that have led up to now, it seems too coincidental that things have happened by chance. Everything (even the awful painful stuff) seems to have happened for a particular reason. For example, if I had never had screwed up my PSLE and ended up at the bottom of my school, I would never have found the need to learn about NLP and about the Psychology of Success. If I had never learnt about NLP, then I would not be as successful as I am today .I would never have been able to write all my books and created my life changing programmes and I would not be able to help thouands of people every year change their lives. It seems that this is my purpose and my mission from God and that everything that has happened was part of a divine plan.

Well, then doesn’t this contradict my own teachings about taking charge of one’s life and planning your own destiny? Absolutely NOT. In fact, it is totally in alignment. Let me explain.

See, I believe that God is a force that exists in all our hearts and within every single cell of our body. He is not some old man with a white beard sitting on a throne one billion light years above the clouds. As such, God works THROUGH you. Every positive thought, idea an inspiration you have is a message from God. Some people hear the message and act on it, others just ignore it. When you feel passionate and excited about something (like I am with teaching and speaking), it is God’s way of telling you that this is your purpose and mission in life. Again, some people hear this calling and act on it. Many others ignore and deny their passions, and end up in a job they hate, simply because they feel that they have ‘No choice’. Do they really have ‘no choice’ or are they simply letting their fear consume them and abandoning their faith? I believe that the greatest power our creator has given us is the power to choose. And every choice we make shapes our destiny. So, if God is in you and God works though you, then when I talk about thinking about your passion and designing your life around your passion, it really means that you are letting God lead you, through you. When you set your goals and live with passion, you are living in alignment with what God put you here for. God takes charge of your life by you taking charge of your life.

For example, I wrote all 360 pages of my book ‘Secrets of self made millionaires’ to change people’s lives, And I set the goal to be one of the best speakers in the world. But you know what? It was really God’s words that wrote the book and God’s will that I became a speaker. His message came through my feelings, intuitions and thoughts. It was really God’s plan, but I wrote it. He created me with this mission and this is my purpose for living.

In fact, why have I suddenly turned on this computer at 1.00am on a Friday morning and why am I typing all these thoughts down when I should be sleeping. Is this all happening by chance? Or is it God directing me to send this message for all of you to read? Something to really reflect on.

Unfortunately, I have seen so many people mis-intepret the meaning of ‘letting God take charge of your life’. They think that it means that they should not plan, but wait for something to plan it for them. Do they expect that one night while they are sleeping that an angel will appear in a ray of light and tell them that they should quit the job they hate and pursue their dreams? Will a booming voice from the skies tell them to start an online business or to invest in stock Options? don’t think so. Duh! I feel that many people who say this to themselves are just using it as an excuse to avoid responsibility for anything. They are simply living in fear and using God as their excuse.

In fact, I believe that by being lazy and not doing anything about it, you are doing God a disservice. You are not making use of the power and assets you have been given. You are not fulfilling your purse and mission on earth. See I believe that all of us were born to make a positive difference in the world. So, by not doing anything meaningful with your life, it is just as bad as harming the world. You are wasting this precious life you have been given! Although I am not a Christian, but I remember a very powerful story in the bible (I got an A1 for Bible knowledge in school by the way). In the parable of the talents, Jesus teaches about the need for all of us to use our God given talents. In this parable, a master had to go away on a long trip and wanted his servants to look after his property while he was gone. To the first servant, he gave 5 talents. Through his hard work, the servant doubled his talents to TEN. To the second servant the master gave 2 talents, This second servant also worked hard and doubled the two talents, To the third servant, the master gave one talent, For fear of losing his only talent, this servant buried it and hid it, When the master returned and found that he had done so, he called him a LAZY and WICKED servant and took his only talent and gave it to the servant who had TEN. So, if you sit on your ass and do NOTHING with the god given passion and potential you have been given, then everything you have will be taken away from you and be given to those have achieved wealth and success.

Training on Singapore Idol

After catching me on Channel 5 in last few weeks, many people have asked me what I was doing training the contestants on Singapore Idol. It is a well known fact that I am tone deaf and can’t hold a decent tune. My wife once remarked that if I were a singer instead of a speaker, my family would probably starve to death.

Well my training for the Idol contestants had nothing to do with vocal training (obviously), but it was to train them in managing their mental states in order to perform at their peak. It was definitely a great experience as they were extremely receptive and showed alot of enthusiasm in learning NLP to help themselves manage anxiety and stress and at the same time build within themsleves the confidence to do well.

If you look at most competitions at the highest level like the World Cup, Golf Major Championships or the Olympics, victors usually win by a single stroke or a fraction of a second. You find that at the highest level, every single athlete has the potential to win. However, what makes the difference on the day itself is the atheletes’ state of mind. Great athletes have the ability to take charge of their mental states and emotions so they can bring the bets out of themseleves anytime they have to.

I have have personally found that learning NLP (Neuro-Linguistic programming) has been my single greatest advantage in helping me to overcome negative emotions like laziness, anxiety and depression and to help me get into highly poweful states like confidence, motivation and power so that I always perform at my best.

A Big Thank You to All My Supporters!

Over the weekend, I went to do my round of book talks at Kinokuniya, Borders and Times. It was great to meet so many of you who came down to give such overwhelming support. It was also very heatwarming to hear your personal success stories after applying teh welath creation stratagies within. There was a lady who increase her personal sales income and just a month and another gentleman who decided to finally take charge of his finances after working for 7 years without any savings to show for it. A big thank you to all of you who have supported my latest book and a big thank you to all the bookstores: Popular, MPH, Times, Kinokuniya and Borders for making Secrets of Self Made Millionaires #1 in Singapore.

Has the Market Turned Around?

Wow! Last night was an exciting night. I couldn’t help looking at the market until 4am (besides watching Golf’s US Open). The 3 US indices staged a sharp rally on mixed volume. The Nasdaq bolted 2.8%, its best day since March 25, 2004. The S&P 500 jumped 2.1%. Smaller stocks outshined as the small-cap S&P 600 and midcap S&P 400 galloped more than 3% each. This marks the SECOND STRAIGHT day of rallying since the S&P 500 hit a low of 1221.


Most market analysts, technical chartist and experts have predicted that the correction will be much more severe for much longer before the market rebounded (I said the same thing 4 days ago). So are we all wrong? Well, if we are then, again it proves that NOBODY can predict the market.

Does 2 straight rallying days signal a confirmation that the correction is over, bottom is hit and the S&P will continue its long long term bull phase? The ANSWER IS TOO EARLY TOO TELL. Usually, the market must rally AT LEAST 4 STRAIGHT DAYS on HIGH VOLUME before we can safely say that the corner has turned and market is back at ‘Confirmed rally’. This is when it is safe to jump back in to momentum stocks (if at buy point) or buying the S&P index.

Nonetheless, I bought a SMALL PROPORTION of S&P Index CFDs last night at an average of 1242.50. At the current price of 1255.40, I made some pocket money of US$645. However, I will re-buy back all my sold lots ONLY WHEN the market follows through on DAY FOUR (next Monday). We shall see….

On the Singapore front, I bought a couple more lots of Osim at $1.40 and HTL at $1.13. I still believe these are strong companies with lots of growth potential and at current prices, are worth it.

Those of you guys into Momentum stocks may want to key a sharp eye out on your watch list IF market follows through and gets back into CONFIRMED RALLY next week. Here are some potential A+ Stocks you can look at (wait till buy point):

1) First Marblehead (FMD)

2) Herbalife (HLF)

3) West Pharmaceutical Services (WST)

Have Fun…Make Money

My Upcoming Book Talks

Thanks for the overwhelming support for ‘Secrets of Self Made Millionaires’ and all teh encouraging comments. I will be having the following books talks coming up. Do bring your friends down for a short talk and autograph session. Hope to see you all there!

17 June (Sat) @ 1pm to 2pm @ Borders
18 June (Sun) @ 2pm to 3pm @ Times Suntec City
24 June (Sat) @ 2pm to 3pm @ Popular Bras Basah
29 July (Sat) @ 8pm to 9pm @ Times Newslink @ Changi Airport.

Secerts of Self Made Millionaires has Been Pirated!!!

I have just heard news that my latest book Secrets of Self Made Millionaires pirated version is being sold on a table at Bukit Merah for $10! I guess this is my retribution for buying all those pirated games when I was a teenager.

Although it is quite a compliment that people actually want to pirate your stuff, nonetheless, if you happen to see this, please send me an email at info@akltg.com, and I will have them caught. THEY MUST BE STOPPED!!! Respect IP!

What I Think About the Recent Market Selloff

Last night, the key US indices fell again on HIGH VOLUME. So many distribution days in a short period confirms that the US market is in a confirmed downtrend as it goes through a correction. The Singapore STI is following suit by shedding another 51 pts to be down to 2286+ ( as of 13 June 3pm)

The good news is that earnings and profit forecasts remains high, earnings are still strong. This over pessimism stems from a whole variety of factors like Interest rates, fear of growth slowing, Japan tightening their money supply etc.. ( read the full article ‘Don’t bet the ranch on a rebound’ by Jim Jubak on moneycentral.com for a full picture)

As you know, the market will ultimately recover and return to greater heights. These short term corrections are healthy in a sense that they clear lots of excesses and form solid bases for the next stage of the bull run. If you think about it, it is providing the PERFECT OPPORTUNITY to make lots of money once the market has bottomed out and starts to regain its strength.

Although the market will ultimately rebound even higher, take note that, Since the 1970s, Market corrections during Bull runs (which we are now in) HAVE AVERAGED 13% OFF THE PEAK.

Since this downturn began on May 10, the Dow Jones Industrial Average ($INDU) is down 7.3%, the S&P 500 ($INX) is down more than 6.5%, and the Nasdaq is down nearly 9.9%. That puts this market within striking distance of the traditional definition of a correction as a 10%-to-15% drop in the major stock market averages.

So, in other words, the market STILL COULD CORRECT ANOTHER 3-8% DOWNWARDS before the next uptrend. How long this will go on for could be 1-6 months???? As such, I am selling my S&P 500 CFD positions which I bought and waiting for the market to go down another 3-8%, before re-buying again and waiting for the next confirmed uptrend.

For those holding any momentum positions, it may be a good idea to sell even though it has not breached below 8% below purchase price. You will find the value stocks will still dip but not as severe as momentum stocks. Those holding on to value stocks also may want to cut loss 15% below purchase price and start to buy it back once market corrects even more. While you can STILL hold your value stocks and ride out this short storm, you could possibly make even higher profits if you re-buy at a greater discount.

Have Fun…Make Money

Writing and Promoting ‘Secrets of Self Made Millionaires’

Today, I began the first of a series of bookshop talks for my latest book, ‘Secrets of Self-Made Millionaires’ at Kinokuniya and Takashimaya. It is never easy to do a talk at a bookshop as most of the time you begin by speaking to yourself (everyone else is just wandering and browsing around).

Finally, after a couple of minutes of putting your self-esteem to the test, a group of curious onlookers finally stop to hear what you have to say. Although it is still not the easiest thing to do, it is definitely a lot easier than  when I first gave book talks 8 years ago when I launched my first book, ‘ I Am Gifted, So Are You!’ At that time, I was a nobody and ha such a young face that people thought I was nuts to stand in the middle of a bookstore and promote my book.

Today, it really helps than half of the people who come have seen or heard about me from the press, TV or from their friends. It feels great when people come up to you like old friends and congratulate you and ask for autographs. It feels really great to know that all my hard work really paid off now that ‘Secrets of Self Made Millionaires’ is officially the highest selling non-fiction book in Singapore (Ranked #1Straits Times Life! Best-seller list). It topped the list just after 2 weeks of its launched. In the next couple of weeks, I will be doing rounds of talks and author signings at MPH, Borders, Popular, Harris, Times and so on…

Bestseller ListWhile I had a lot of faith that I had written a truly good book that would interest and benefit everyone, I could never be sure that it would become a best-seller until the public believed in it enough to buy it. What I also a learnt over the years is that writing a good book is only half the job in creating a National Best-Seller. You must also put in a lot of work in selling your book to the bookstores who will decide on the shelf space, in store posters, book talks and other kinds of promotions.

One of the main reasons why I wrote this book is because over the last 15 years I have been motivating students to score straights As in school and working professionals to become highly motivated performers at their work place. However, I truly recognize that even with all the great academic credentials and hard work, people can never become rich unless they learn then 7 essential money skills like investing, controlling expenses, building multiple income streams and so on…

I wrote this book because I truly wanted to give people the ultimate handbook/bible on wealth creation. So they will know exactly how I did it and how they can do the same. As I read the hundreds of money-making books over the years, I discovered that many of them inspired people to get rich and told them what to do. Unfortunately, there was not enough practical information that gave people the steps of HOW to do it. For example, many of these books teach people to invest in stocks & mutual funds to get high returns. The trouble is that sometimes too little information can sometime be more dangerous that having no information at all.

So many poor people who lack the appropriate training in company valuations and stock pickings listen to this advice and find themselves losing money in a stock market which they do not understand anything enough about. The reason I know this is because I was one of those people. It took me many years of mistakes and losses before I finally figured on how to invest at high returns while keeping my risks extremely low (I hate to take risks). While there are great books out there that reach investors and entrepreneurs the exact techniques of investing and business  building, these books tend to be too technical and academic in nature. Much of what they teach is hard to apply, especially to the layman.

This is what inspired me to write my latest book. Secrets of Self Made Millionaires was meant to teach people exactly WHAT they need to do create wealth, exactly HOW to do it in a easy to understand and practical way and also, WHY they should  achieve financial independence. I find that many people never find the sustainable motivation to achieve their financial goals because they lack a compelling reason to do so. They lack the WHYS of success. I always say that when you have a very strong WHY to succeed, you will find the HOW.  Buy even if you knew all the HOWs of making money, you will never be motivated to do so without a strong WHY. Â

Adam-Khoo.com Is Back Online!

Sorry about the long wait, folks. We were shfting servers so that’s what caused the delay.

As you can see, there are some changes now.

Adam-Khoo.com is now my official blog where I will post my thoughts and daily going-ons in my life. So if you always wanted to know how a successful millionare runs his day-to-day, come back often and read about it.

As for the tips and articles that used to be on the old website, please visit my new websites:

www.TheWayToMakeMoney.com for all my money-making tips and articles.
www.KeyToSuccessTips.com for all my personal success and excellence tips.
www.SuperLearningTips.com for all my super learning tips.

Remember you can still download all the great tools free of charge from these websites.

I hope you enjoy all of them as well as this super blog that’s coming up.

Talk to you soon!

Adam Khoo