This is another inspiring story to prove that anybody can succeed in achieving their dreams if they put their mind to it. No obstacle, no matter how insurmountable, can stop you from being successful.

Meet Laura Sloate, aged 65. When Laura was aged 6, she became blind as a result of an illness that caused her retinas to become detached. When Laura was aged 10, she found her passion…stocks! Her dad who was an investor who would call her in on New Year’s Eve to calculate the value of his portfolio. She says she’d do the calculations in her head faster than he could with a pad and pencil.

She dreamt of becoming a stock analyst and a to make millions from the stock market. Her dream drove her to study hard and despite her blindness, graduated with a Masters Degree in History. While interviewing for her first job as a securities analyst, a research chief at a brokerage firm basically told her to forget about a career on Wall Street. “He said, ‘You have three things against you: You’re a woman; you can’t see; and you’re inexperienced,’ ”

Laura refused to believe it. She says, ‘”Blindness isn’t an obstacle. It just forces you to do things differently.” She proved him wrong. After landing her first job as a stock analyst after many many stinging rejections, she went on to become one of the top stock analysts and investors on Wall Street, achieving a 20%+ annual compounded return from the stock market that turned her into a millionaire.

Today, she manages a $405 million stock portfolio even though she can’t read a stock chart, scan a spreadsheet or look at an annual report. In 1974, she started her own investment firm, Sloate Weisman Murray & Co., She also manages the Strong Value fund, which gained 13% in 2008 despite the stock market’s crash during the financial crisis.

Paying the Price
So, how did Laura succeed despite all the odds stacked against her? How is she able to beat 95% of other stock analysts and money managers who only make 10%+ return a year and lost millions in the financial crisis?

It is because she is willing to pay the price for success and to work 10 times harder than a normal person who can see.

Laura sleeps less than four hours a night. Her day starts at 3:45 a.m. The minute she gets up she “flips on” the paper. Picking up the phone, she dials a number and keys in a six-digit access code. When the call connects, she gets a line-by-line account of stories published by top national newspapers

To keep up her level of energy at fitness (she is aged 65), she starts her exercise at 5:30 a.m. she’s climbing up and down 75 flights of stairs in her Manhattan apartment building. A personal trainer arrives at 6 a.m. to spot her during her workout with weights. The fit 5-foot-6, 110-pound Sloate bench-presses 60 pounds 60 times — in three consecutive supersets. She arrives at her Park Avenue office by 8:30 a.m.

Once at her office, she spends the whole day analyzing the stock market, news and other financial data. Because she’s blind, she uses technology to feed her the information.

She listens to breaking business news that spills out of her PC’s speakers at 320 words per minute. To Check stock quotes, she hits the F3 key on her PC and punches in the symbol ‘C’. A robotic voice responds with a quote for Citigroup, her top holding: “C… Bid … 50 … Point … 5265 … End … Ask … 50 … Point … 750 … End.”

To reading e-mail, she double clicks on a message from a Wall Street analyst dissecting Citigroup’s earnings report released before the bell. The computer reads the e-mail’s content to her . He work ends only midnight, every day! That is how you become the best in the world at what you do, you must be willing to pay the price.

After training and coaching over 500,000 people in 7 countries, I have found that the most common factor that stops people from daring to dream, making the necessary commitments and taking action is the fear they have of failure.

Whenever I inspire people to go for their dreams, their minds are immediately programmed to focus on the idea, ‘But…what if I fail?’ The fear that follows distinguishes whatever inspiration and motivation they had inside. I always like to ask people this question instead, ‘What if you succeed?’

If you have the fear of failure, you are not alone. Everyone fears failure, from Presidents to athletes. From entrepreneurs to students. I can tell you that after delivering countless of seminars around the world to so many people, I still feel the fear before I go on stage. One of my mentors once told me that the day I have no more fear, is the day I no longer care or the day I am dead.

There is nothing wrong with having fear. Fear is an emotional response given to us by our creator for a specific purpose. When you learn to use it, fear heightens your senses, increases your focus and drives you to become even better prepared.

For example, the fear of not being able to deliver my very best to my students drives me to prepare and rehearse my seminars until it becomes excellent. Fear drives me to continuously get feedback and innovate to improve my programs even more each time.

What you must ensure is to never let fear paralyze you and stop you from taking action. That was never the intention of fear. Fear was never meant to limit us but to serve us.

From my experience and observation, the most successful people in the world fear failure as much as anyone else. So, how come they dare to dream big and take action to make their dreams happen. The reason is because they DEFINE failure very differently from the majority.

Many people define failure as NOT achieving their goals. They believe that if they set a goal and do not get there the first time, it means they have FAILED. The fact is that in life, we never ever achieve our goals the first time we go for it (I never have as well). So, if you define failure this way, then you are going to experience failure all the time. If you define failure this way, then you will never dare to set any kind of goal or to take any action. You have completely sabotaged yourself.

Successful people, on the other hand, DEFINE failure differently. They believe that when they set a goal and don’t reach it, they have NOT failed. They have gotten a LEARNING EXPERIENCE and are even closer to success. THey believe that they only fail when they give up. As long as they don’t quit and keep learning and moving forward, they have not failed yet!

Successful people also believe that the greatest failure in life is the failure to participate in life. Not even ‘trying’ is the greatest failure of all. If you don’t even give something a shot, that’s the ultimate failure. At least when you take action, you give yourself the opportunity to succeed or to learn something from it. Wayne Gretzky, the greatest hockey player of all time said, “You miss 100% of the shots you don’t take”.

Here is a quote from J.K Rowling (author of Harry Potter) that I love.

“Some failure in life is inevitable. It is impossible to live without failing in something unless you live so cautiously that you might as well have never lived at all. In which case, you failed by default.”

Here is also a quote from Aung San Suu Kyi, The opposition leader from Myanmar that has taught me to never allow fear to hold me prisoner and to have the courage to follow my dreams. In 1990, Aung San’s democratic party won a landslide victory in the Burmese Nation but she was arrested by the ruling Junta and imprisoned for the last 14 years.

Although she could have been released if she decided to give up her political ambition to bring democracy to her country, she has chosen to remain in a physical prison believing that the only real prison is fear. That has long as she has no fear, she has ultimate freedom.

” The Only Real Prison is Fear and the Only Real Freedom is the Freedom from Fear”

Imagine buying a stock that goes up by by 4-fold (400%), 5-fold (500%) and even 10-fold (1000%). These are called multi-bagger stocks. Stocks that go up 5-fold are known as ‘five baggers’ and a stock that goes up ten-fold is a ‘ten bagger’. Like legendary investor Peter Lynch said, to be a millionaire, all you need is $10,000 and to invest it in two ‘ten-bagger stocks’.

Multi-bagger stocks do not come from investing in established companies, but they exist in the realm of ‘small companies’. When you buy an established company, with a wide economic moat, you can make consistent profits of 15%-25% like Warren Buffett and myself (er…hmm). However, to make multiple returns on your money, you have to know how to pick the right ‘Small Capitalization Stocks’ before they become medium, big and eventually, mega capitalization companies.

One person specializes in finding the stocks of small cap companies before they become famous brands, before they develop an economic moat and before stock analysts and investors even know they exist. His name is Jason Wee (BSc, CFA). While most people make their millions in business (myself included) and real estate and subsequently grow their net worth from stocks, Jason has become a multi-millionaire solely from investing in the stock market!

A Top Equity Research Head and The Trainer of Analysts

At age 40, after making millions for himself and his clients, Jason retired from his position as Head of Asian small caps Research at CLSA (Asia’s leading investment brokerage and investment group). During his final years there, he created three model portfolios for clients which doubled their value within two years! In acknowledgement for his broad experience and ability to sift through thousands of stocks to unearth these rare gems, he was voted the best analyst providing research for Asia’s smaller companies by investors across all three continents (Asia, Europe, US) in the prestigious Greenwich poll in 2005.

Here are some of the leading brands that he identified and bought way before any other analysts recommended it and way before anyone else got in… And more importantly, he knew went to get out before they started getting overvalued and moving down from their peaks.

Golden Agri- Resources
Jason recommended this stock to his clients and bought in at $0.18 in May 2006. The stock climbed to a high of $0.90+ (a 500% return/ 5-bagger)!

Datacraft Asia
Jason recommended Datacraft in 1998 to his clients and bought in at $1.80. The stock climbed to a $8 before he sold for a 400% return/ 4-bagger!

China Overseas Land
Jason recommended this stock to his clients and bought in at less than $ 1.50 in 2004. The stock climbed to a high of $17 (a 1000% return/ 10-bagger)!

Other hugely profitable picks by Jason include Ezra, Olam and Raffles Education ( a 10 bagger.. )

An Opportunity to Learn How to Pick Stocks Like the Pros…

Would you like to learn how Jason identifies, researches and selects these multi-baggers? Would you want to know the ones that he has identified today? Up till now, he only trains other analysts and investment professionals at the CFA program (Chartered Financial Analyst) and gives short talks at the Singapore Stock Exchange, where he has written many of their investment guides.

I am really excited because I have managed to convince him to run a full fledged training program for non-professionals investors FOR THE VERY FIRST TIME in Singapore. Trust me, it was tough to get him to do this as money was not his motivator. I had to promise him something else….

Adam Khoo Learning technologies Group is really proud to bring the ‘Asian Stock Investor’ programme to you. It will be run from 23-26 September in Singapore. I will be making a guest appearance to cover the basics of investor psychology as well.

What You Will Learn…

These are just some of the things you will learn in the ‘Asian Stock Investor’. You can get more details from our Brochure as well.

1) Advanced stock valuation techniques. Learn how to value all kinds of companies from banks to manufacturing and services companies using in-depth valuation models.
2) How to identify companies before they develop their economic moats and become market leaders
3) How to analyze the most profitable sectors and markets that will growth your portfolio in the next 10 years
4) How to beat professional stock analysts and professional investors at their own game and much more…..

Grab the Opportunity and Take Action

If you want to enhance your investing skills and become a great stock investor, then grab the opportunity and take action by registering (call 65-62740105) for the next preview on 17 August (tues), 7pm at AKLTG training centre, Singapore. If you are afraid all the seats will be snapped up by then, you can also sign up right away by calling my office or emailing daniel@akltg.com

This Father’s Day is a particularly special one for me. My father and I were privileged to be featured in the Sunday Times (June 13) as well as MyPaper (June 18) for a special Father’s Day Feature.

It was the time when the journalists came to my house to interview my father and I did I really begin to remember how much he has done for me. I began to realize that without my father, I would not be where I am today. He has shaped my beliefs, values and attitudes not just in business but also in the way I raise my own children today.

It was not easy for my father to raise me. I was a highly rebellious, lazy, blur and underachieving child in my earlier years. At the age of 13, my parents divorced and my mother migrated to Australia where she re-married. At that time, it was not easy for my father to bring me up as a single parent. He worked really hard to build up his business and would spend whatever time he had left with me.

In fact, when he started dating again, he made sure that he brought me along on all his dates. Even though many of his girlfriends (there were some Japanese and Ang Moh ones too) weren’t too please that I came along with him on dates and even on their romantic holidays, my dad insisted that I be there and would never dump me at home. Once he met a woman who he really liked but ended the relationship because she did not like the fact that he spent more time with me on weekends than with her. I was always my father’s first priority.

Many people who know my Dad to be a very successful businessman and accomplished industry leader often ask me if he was the responsible for helping me become a millionaire and industry leader. The answer is yes, but not in the way that many people may think.

( My father founded and managed one of the top advertising agencies in Singapore and was also the President of the Association of Accredited Advertising Agents. He was also the chairman of Lasalle/SIA and a director on many listed companies and statutory boards like Sentosa Development Corporation, Primary Industries, Orchid Country Club etc…)

By seeing my father as a successful industry leader and self-made millionaire himself, I believe it shaped my beliefs that being successful was indeed possible. It was a standard he set and one that I should definitely match and even exceed one day. By growing up in a Bungalow (with a swimming pool) and being exposed to the tremendous wealth around me, it unconsciously helped me develop the attitude and mindset of a millionaire and business leader.

At the same time, the greatest gift my father gave me was the opportunity to develop my fighting spirit, self-reliance and entrepreneurship abilities. No. He never told me to start a business. In fact, he was against the idea and wanted me to take up the SAF scholarship I was offered and to go for a career in politics of civil service. No. He never gave me any business advice or lent me one-cent to start my own business. No. He never taught me about investing at all.

In fact, he did something most single parents would find very difficult to do. He purposely gave me very little money and insisted that anything I wanted to buy outside of books and food, I would have to buy myself. He kept telling me that I should not expect to inherit anything as he intended to give it all away to charity.

Most parents (especially single parents), out of guilt, give their children everything they want and more if they can afford it. They give them money, games, toys, handphones and even supplementary credit cards. My dad believed that the best way to kill a child’s hunger and motivation for success is to give them what they want. My dad had seen many of his rich friends give their children cars, money, credit cards…only to see them all squander it all away and become bums as adults.

My dad did the tough thing. He held back and refused to give me what I wanted even if it meant that making me unhappy in the short term. as a result of my father’s ‘stinginess’ (he gave me $2 a day in pocket money when my friends got $3-4 in primary school). I also got one of the lowest allowance in Secondary school and JC.

As a result, in order to get money to buy games and toys, I started working during my school holidays from the age of 14. I have worked as a waiter, salesman selling corporate stationery door to door, DJ, emcee, music technician, etc… The need for money also motivated me to start my own mobile disco business at age 15 and a training business at age 17.

It was all this part time work and entrepreneurial pursuits I did during my school holidays that really gave me the life skills that many of my other friends did not have. I learnt how to sell, how to speak in public, how to manage my own money, how to save and invest etc… It also gave me the hunger and drive to make my own money to get what I wanted.

Although my dad did not give me a single cent for any of my business ventures or give me any direct advice about business, I learnt a lot through observing how he dealt with people, how he networked and how he lead his own staff.

My dad believes in treating everyone with respect and creates a warm and family atmosphere in his company, where everyone (including the receptionist calls him by his first name…never Mr. Khoo). I now deal with people and empower people in the exact same way and I found that is one of the the success factors that have contributed to me building a team of highly motivated and empowered high-calibre individuals who work for me today.

His dedication and devotion as a father has also inspired me to be the very best father I can be to my own children, ensuring that I too do not spoil them but inspire them and instill in them the fighting spirit to make their own mark in the world. I have also recently become a member of the Father’s Action Network (FAN) committee, a workgroup of the National Family Council that aims to promote active fatherhood in Singapore. So, thank you Dad for shaping me into becoming who I am today.

For all those of you who are reading this post, I hope that you too will remember the impact that your own father has made in your life and to take this opportunity to appreciate him on this special occasion. Give your dad a call, buy him a gift, write him a note of appreciation and make this his most memorable father’s day ever!

Dear Friends

It was great seeing so many of you at the Wealth Academy Expo! We had a sell out event with 1,300 people in attendance. The 2 full days were packed with amazing speakers that were made up of top professional traders/ investors, CEOs, economists, real estate strategists, investment analysts. The crowd got immense value and all the financial knowledge to help them to achieve their financial goals.

We had Fengshui and Bazhi expert Joey Yap talk about how to understand our wealth profile and maximizing our luck; Patrick Liew talking about how to make your fortune from real estate; Keong Hee talking about profiting from the Euro and other forex strategies’ Merry Riana on how she made her first million at the age of 26 despite starting with nothing; Jason Wee talking about how to discover undervalued China stocks etc… For those of you who missed this great event, we are going to be selling the video on DVD really soon. So look out for it.

The Expo also saw the launch of my latest book, ‘Profit from the Asian Recovery’ that I authored with Veteran Equity Analyst and investor, Jason Wee. Over 800+ copies were grabbed in just a few hours. This latest book should be hitting Singapore’s bookshelves in the next few days and will be reaching malaysia, Indonesia really soon. Those of you who are from far away can soon download the ebook version once we get it up.

(When I first saw you, I saw love.
And the first time you touched me, I felt love.
And after all this time, you’re still the one I love.)

They said, “I bet they’ll never make it”
But just look at us holding on
We’re still together still going strong

These are the lyrics from ‘Still the One’, one of my favourite love songs from Shania Twain. This week, I was really happy to sing those exact same words to my wife. Why? The 8 of May 2010 marked a really important milestone in my life. It was the 10th year anniversary of our marriage and we celebrated it by taking a romantic getaway to Bali. Time really flies indeed. Ten years ago, on the 8th of May 2000, we got married after going out together for 6 years. I was 24 and she was **censored**. Now, ten years later, we have two wonderful children and are as happy and in love as ever.

The reason that I am really proud in reaching this milestone is because I know that staying happily married after 10 years is not easy at all. Nowadays, a happy marriage is the exception rather than the norm. We all know that less than 10% of businesses that start make it past the 10-year mark. Marriage isn’t all that different. From my informal observations and surveys of the thousands of people that come for my seminars, I have found that less than 20% of people stay happily married after the first five years.

So many friends I know, including my own parents and my wife’s parents, have ended their marriage in divorce. And many of those who decided to stay together have lost the love and passion somewhere along the way. I can name many who are married but are miserable. They are just staying married because they feel obligated, staying for the sake of their children or because they are too fearful or shameful to make a change.

After being married for the first decade, I now know that a successful marriage DOES NOT happen by chance. Many people have the illusion that as long as they find Mr./Mrs Right who they love, everything will be plain sailing, the birds will be singing everyday their love will automatically last the test of time. Sorry to say, it does not happen that way.

No matter whom you marry, the road to marriage is fraught with challenges and problems. There are going to be disagreements and fights over children, money, in-laws, holidays, parenting methods, life choices etc- Unless you use the right communication strategies and manage your thoughts and emotions in the right way, these inevitable events will destroy any relationship.

At the same time, love, like any human emotion does not last unless you make the effort and spend the time to cherish, appreciate, pamper, delight, surprise, entertain and serve each other every single day. You cannot marry someone and expect to be still happily in love after 10 years without working on your relationship on a consistent basis.

I have observed that the main reason why most relationships fail is because couples take each other’s love for granted and never worked on building and nurturing their relationship once they got married. Whatever you don’t nurture consistently will slowly and surely die. And when things go wrong, they find someone to blame, especially each other. Many of my friends who end up in divorce tell me that it is because they married the wrong person, because their mother-in-law broke the marriage up, because of money problems or because the children killed the intimacy in their relationship.

The reason my marriage has successfully made it for 10 years is not because we were perfect for each other and that we are lucky enough to have no problems.

In fact, we are as different as night and day. She is a vegetarian and I love to eat meat, She loves shopping and I hate it (I think it’s a damn waste of time). She wants to watch Chinese movies and I want to watch English ones. I love massages and she hates anyone touching her body. I wanted to live in a Bungalow and she wanted to live in an apartment-you get the message.

So, what the heck do we like about each other? I don’t know about her, but what I love about her is that she has a really kind heart. She won’t even harm an ant (literally!) She goes out of her way to help strangers and is extremely honest with her thoughts and feelings. She doesn’t play games and goes straight to the point. She’s the kind of person who I know will stick with me through thick and thin. If I ever lose everything I have, she will be standing there by me. She is also an amazing mother to my children. That’s what I love about her! So despite our inherent differences, our love for each other has driven us to always find a way to make it work.

At the same time, we have gone through our fair share of huge challenges and emotional ups and downs. We have disagreed over everything and almost anything you can think of. There were times when we felt like killing each other and calling it quits. They have been some very low and even near breaking points in our marriage. However, what allowed us to bounce back and strengthen our love was the fact that we chose to put in 100% effort to make it work and to apply the right communication strategies that we read from hundreds of books on relationships, NLP, psychology etc-

Here are five lessons I have learnt throughout my 10-year journey that I would like to share with you. It has helped me on my journey of marriage and I hope it would do the same for you.

Lesson #1: Love Your Partner The Way They Want To Be Loved
We have all heard the phrase ‘Treat others the way YOU want to be treated’. I discovered that this advice does not work in a relationship. Instead, we need to treat others the way THEY want to be treated.

We all have different love languages. Some people feel loved when they are physically touched (hugged, kissed, touched etc..). However, some people do not feel deeply loved through physical touch. They may like it, but they don’t feel deeply loved by it. Instead, they feel loved only when they hear the words ‘I love you’. For others, they only feel loved when you do things for them or when you spend time with them.

When I first got married, I expressed my love primarily through physical touch and by saying how much I loved her. These were my two love languages. Unfortunately, I neglected spending time shopping with her (since I was always working) and spending the time just talking. This made her feel really un-loved as ‘quality time’ was her primary love language. Imagine my frustration when I gave her hugs and expressed my love through words and she did not return the affection. It was only after reading the book ‘The Five Love Languages’ that I began to change the way I expressed my love-in-.her language. As I started to spend time with her doing what she loved did she feel totally loved and the sparks began to fly again. The lesson I learnt? If you want your partner to show you love, first make him/her feel loved by expressing love in THEIR language.

Lesson #2: Remember the Compliments, Forget the Insults
In any relationship, there will be times when you get into a heated disagreement and start saying nasty things to each other- ‘ I hate you’, ‘get lost’, ‘you’re so stupid!’, ‘what’s the hell is wrong with you’, ‘are you mad?!’ etc- There will of course also be times when you say the sweetest things to each other.

If you are the kind of person that remembers all the bad stuff like an elephant and keeps replaying those hurtful images in your head and keeps those lousy feelings at the back of your heart, then your relationship may not last too long. Every time you get into an argument, you will tend to recall and bring up the past, reinforcing and intensifying all those lousy feelings all over again. Pretty soon, looking at your partners face will trigger all those bad feelings. This is known as ‘anchoring’ in NLP.

I have learnt that no matter what painful things you may have done to each other, you have to learn to let go. Learn to forget and forgive. Disassociate emotionally from it. A technique I learnt in NLP (known as the scramble) has really helped me to do this. Know that when our loved one is in a bad state of mind, they will say things that they do not mean. Don’t take it personally. They are not a bad person, but merely in a bad state of mind. Instead, remember the great moments and the loving words they say and keep playing these great feelings in your mind until it gets fully associated to your partner. Every time you see them, you will feel amazing. This love conditioning is what makes love in a marriage grow over time.

Lesson #3: Choose to Be Happy
Many of us make up mental rules in our head of when we should/should not be happy. Many of these rules involve our partner having to do something that meets certain expectations we have.

Here are some examples.
When he/she buys me something-then I will feel happy
When he/she hugs me-then I will feel happy
When he/she does xxxx-then I will feel happy
When he/she says xxxx-then I will feel happy

Here’s the problem. People do not always act/say or behave the way we expect. When they don’t, we get angry or upset. If you are constantly in a lousy mood, your partner will not enjoy being around you, as you will make them feel lousy as well. No one enjoys being around a grouchy depressed person. That is a sure way to kill the relationship. Take charge of your emotions and choose to be happy!
Even if you partner does not act in the way you expect, focus on what you love about the person and put yourself into a positive happy state of mind.

People love people who make them feel good about themselves. What my wife loves about me is that I constantly choose to be in a happy and positive state. Whenever she is around me, no matter how bad she feels, she feels my happiness and that makes her feel good as well. Constantly think of how you can light up your partner’s life.

Lesson #4: Win Arguments By Avoiding It
The next lesson I have learned is that you can never win an argument with your partner. Even if you argue and prove that you are right, you have ‘lost’ the bond and the love… the very thing that is the most precious to you. You would have made your partner lose and feel bad. That should never be the intention in a relationship.

Whenever my views clash with my wife (which is pretty often) and we feel an argument coming on, we avoid it by focusing on what is the outcome we really want. We focus on our ‘good intentions’ and what we have in common. This way, we never bother about who is right or wrong. Instead, we focus on compromising to get what we both want.

Lesson #5: Act Like It’s The Last Day on Earth

What I find kills most relationships is when partners start to take each other for granted. We stop doing special things for each other. We stop saying, ‘thank you’. We stop writing love notes and surprising each other with it. We stop telling the person how much they mean to us.

I don’t know about you but I have come to realize that life is really very very short. In the last two months, I have experienced the death of two friends who are not that much older than me. Like the blink of an eye, 10 years have come and gone and the next 10 will equally zoom past as fast. Through these experiences, I have come to realize that our time together is so limited, so why waste it being unhappy or arguing over petty things?

This has always reminded me to live each day as if it were my last. To treat my wife as if it was the last day we had together. So even though we have been together for 16 years, we don’t take the time we have together for granted. We still make each other feel very special with ‘love notes’, ‘surprise gifts’ and the playfulness of a young couple.

So, whether you are married or in a steady relationship, I hope what I have shared can be of value to you and I wish that your relationship journey will be as happy and enriching as mine.

My company just launched our first ever TV advertising campaign for our famous ‘I Am Gifted!’ Program that empowers students to achieve top grades and develop the mindset and life skills to succeed in the future careers. In will be shown on the Singapore National Tv networks (Channel 5, Channel 8 and Channel U). It features two of my students who attended the program 4-6 years ago and have gone on to realize their respective life dreams. I wish them all the best and thank them for their endorsement. It is success stories like these that inspire me to keep on sharing my ideas with the world.